Automate credit risk assessment processes from A to Z and improve their effectiveness based on a complete customer profile
Credit Scoring
Confidently manage credit risk
We help companies accurately assess risk levels
All-in-one platform for credit risk management
Higher conversion
Sell to good customers who were previously rejected due to inaccurate risk assessment or strict rules
Efficient operations
Reduce credit decision time (< 5 seconds) through automation of data acquisition, analysis, and risk assessment
Flexible operations
Implement changes in processes or models within minutes (not weeks) without involving the IT team
Predefined scoring models available immediately with ROC up to 85%
Default risk models
Assess the probability of non-payment (default) for a selected obligation by a given customer based on collected and enriched data.
Anti-fraud models
Assess the probability of fraud attempts by analyzing transaction characteristics and user behavior while comparing data consistency with other sources (link analysis).
Digital user signature
Create a behavioral profile of a user based on their actual online behavior. The profile serves as input for risk models and can also be used directly in decision-making.
Need a dedicated model?
Each of our generic models can be enriched with your internal data. This way, you achieve even higher prediction accuracy.
Optimize your credit process with us
Measurable business results
Results of solution implementation in the telco industry:
2x higher conversion
Increase in sales funnel conversion from 10% to 20%
70% lower default
Decrease in default rate from 21% to 6.5%
Full process automation
Elimination of manual application verification
No fraud
Elimination of identity theft cases
Trusted by 50+ leading financial institutions, telecommunications, e-commerce, and logistics companies
Collaboration with Algolytics has allowed us to focus on what is crucial for us – developing our financial products. Algolytics technology has provided us with tools for quick and accurate risk assessment of our clients, enabling us to significantly increase our operational efficiency and deliver value to our clients faster.
SERGII DEMCHUK
CEO, Novalend
